Communicate | Collaborate | Invest Online
EquityBender is a funding portal registered with the Securities and Exchange Commission (SEC) and a member of the Financial Industry Regulatory Authority (FINRA). We provide an online portal for investors to identify, evaluate, and invest in new ventures. EquityBender leverages a user-friendly electronic platform to facilitate the connection process between investors and start-ups. EquityBender believes in a transparent, collaborative, and value-add approach to support entrepreneurs and the investing public. Be part of the next generation of online equity investing. Today.
If you are seeking to invest in U.S. based early-stage technology companies, EquityBender may be the Crowdfunding Portal for you. Each year thousands of early-stage companies seek investments to grow their business. Until recently, only accredited investors with access to deal flow could participate in these investment opportunities. Today, EquityBender's online equity platform makes it possible for all investors to view deals, perform due diligence, and invest in a transparent, secure, and cost effective manner.What is EquityBender?
However, EquityBender does not (i) offer investment advice or recommendations; (ii) solicit purchases, sales or offers to buy the securities displayed on its platform; (iii) compensate employees, agents, or other persons for such solicitation or based on the sale of securities displayed or referenced on its platform; or (iv) hold, manage, possess, or handle investor funds or securities.
EquityBender also provides its users with the ability to communicate directly with the company’s management and with others in our investor community to discuss the offering and raise any questions or issues. We encourage our members to interact with companies raising money on the portal and with other registered members.
If either your annual income or your net worth is less than $100,000, then during any 12-month period, you can invest up to the greater of either $2,000 or 5% of the lesser of your annual income or net worth.
If both your annual income and your net worth are equal to or more than $100,000, then during any 12-month period, you can invest up to 10% of annual income or net worth, whichever is lesser, but not to exceed $100,000.
The following table provides a few examples:
Source: SEC Investor Bulletin: Crowdfunding (Updated: February 16, 2016)
While your individual circumstances will vary, the following table sets forth examples of calculations under the net worth test in order to determine crowdfunding investment limits:
So, you should pay careful attention emails and notices you received from EquityBender!
- to the company that issued the securities;
- to an accredited investor;
- to a family member;
- in connection with your death or divorce or other similar circumstance;
- to a trust controlled by you or a trust created for the benefit of a family member;
- as part of an offering registered with the SEC.
Therefore, if you have any need for liquidity (ability to sell your securities and use the money for something else) in the near future, you should not invest in crowdfund offerings. You are strongly advised to discuss with your financial advisor.
We also want to note that even after the restrict period ends and you have the right to sell your shares, there is no guarantee that a market will exist and anyone will want to acquire your shares.
Although the offering documents (Form C) are filed with the SEC, neither the SEC nor any other federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any due diligence or the information or materials provided through EquityBender. Investors must be able to afford the loss of their entire investment without a change in their lifestyle.
Before investing, you are strongly advised to review the following to learn more about risks:
1) SEC - Investor Bulletin: Crowdfunding (Updated: February 16, 2016)
2) FINRA - For Investors: Education Is Key to Protection
3) Crowdfunding and the JOBS Act: What Investors Should Know